NABARD West Bengal Regional Office invites applications for Bank Medical Officer (BMO) positions on a contract basis. Apply before August 8, 2025. Salary up to ₹1200/hour.
The National Bank for Agriculture and Rural Development (NABARD), West Bengal Regional Office, Kolkata, has announced recruitment for Bank Medical Officer (BMO) positions on a contract basis with fixed hourly remuneration. This comprehensive guide covers all essential details about the NABARD BMO recruitment 2025.
Overview of NABARD BMO Recruitment 2025
NABARD is seeking qualified medical professionals to serve as Bank Medical Officers at dispensaries located in staff quarters across Kolkata. The positions offer competitive hourly compensation and flexible working arrangements for experienced medical practitioners.
Key Recruitment Details
- Organization: National Bank for Agriculture and Rural Development (NABARD)
- Post: Bank Medical Officer (BMO)
- Employment Type: Contract basis with fixed hourly remuneration
- Location: Kolkata, West Bengal
- Application Deadline: August 8, 2025
Dispensary Locations and Working Hours
NABARD operates dispensaries at two strategic locations in Kolkata:
| Sr. No. | Dispensary Location | Working Hours | Daily Duration | Working Days |
|---|---|---|---|---|
| 1 | NABARD Adhikari Abasan, 16 Prince Anwar Shah Road, Kolkata – 700033 | 6:00 PM to 7:00 PM | 1 hour | Monday to Saturday |
| 2 | Susham Apartments, 112 NSC Bose Road, Kolkata – 700040 | 7:30 PM to 8:30 PM | 1 hour | Monday to Saturday |
Salary Structure and Compensation
The remuneration package for NABARD BMO positions is structured as follows:
Hourly Remuneration Details
- First Three Years: ₹1,000 per hour
- After Three Years: ₹1,200 per hour
- Monthly Conveyance Allowance: ₹1,000 (included in total remuneration)
Monthly Earning Potential
Based on the working schedule (6 hours per week), medical officers can earn:
- First Three Years: Approximately ₹26,000 per month
- After Three Years: Approximately ₹31,200 per month
Essential Eligibility Criteria
Educational Qualifications
- MBBS Degree: Candidates must possess an MBBS degree in the allopathic system of medicine from any university recognized by the Medical Council of India
- Post-Graduate Qualification: Candidates with post-graduate degrees in General Medicine are also eligible to apply
Experience Requirements
- Minimum Experience: 2 years as a Medical Practitioner in any hospital or clinic
- Computer Skills: Good working knowledge of computers/laptop for online dispensary operations
Location and Age Criteria
- Residence/Dispensary: Applicants should have their own dispensary or residence preferably within 3-5 km radius from either dispensary location
- Maximum Age: 70 years (extendable to 75 years with annual review)
Contract Terms and Conditions
Contract Duration
- Initial Period: 5 years (may be reduced to ensure maximum age limit compliance)
- Extension: Renewable in 5-year blocks by mutual agreement until age 70
- Post-70 Extension: Annual renewal possible until age 75, subject to medical fitness and performance review
Termination Clause
The engagement can be terminated by either party with one month’s notice at any time.
Key Responsibilities of BMO
The Bank Medical Officer will perform diverse medical and administrative duties:
Primary Medical Services
- Provide medical consultation to serving/retired staff and their medical dependents
- Administer injections and dressings during dispensary hours
- Issue credit slips for medicines and hospital admissions
- Conduct home visits when required by the bank
Administrative Duties
- Process medical claims through dispensary applications
- Refer patients to specialists when necessary
- Maintain strict confidentiality regarding bank affairs
- Stay updated with bank’s medical guidelines
Additional Responsibilities
- Arrange prophylactic inoculations as needed
- Conduct medical camps and awareness programs
- Perform pre-employment medical examinations
- Visit empaneled hospitals and diagnostic laboratories
Selection Process
Interview Process
NABARD will conduct interviews to select a panel of Medical Officers for contract-based positions with fixed hourly remuneration.
Shortlisting Criteria
- The bank reserves the right to raise minimum eligibility standards to limit interview candidates
- Bank’s decision regarding shortlisting will be final
- No correspondence will be entertained with non-shortlisted candidates
Medical Fitness
Selected candidates must undergo medical tests and submit Medical Fitness Certificates as per prescribed norms before joining.
Application Process
How to Apply
- Application Format: Use the prescribed format provided in Annexure III
- Cover Inscription: Mark the envelope as “Application for the post of BMO on contract basis”
- Submission Address: Chief General Manager National Bank for Agriculture and Rural Development West Bengal Regional Office NABARD Bhawan, Plot No.2, DP Block, Street 11 Sector – V, Salt Lake, Kolkata 700 091
Online Application
- Email Submission: Send scanned copies with relevant documents to hrmd.kolkata@nabard.org
- Document Requirements: Include attested copies of age proof, educational qualifications, medical registration, experience certificates
Important Dates
- Advertisement Date: July 9, 2025
- Application Deadline: August 8, 2025
- Application Mode: Offline and Email
Required Documents
Candidates must attach the following documents with their application:
Essential Certificates
- Age proof certificate
- Educational qualification certificates (MBBS, Post-graduation if applicable)
- Medical Council of India registration certificate
- Experience certificates from hospitals/clinics
- Caste certificate (if applicable)
- Recent passport-size photographs
Additional Documentation
- Computer proficiency certificates
- Any additional medical courses completed
- Character certificates from previous employers
Special Conditions and Benefits
Leave and Holiday Policy
- Bank Holidays: BMO not required to attend duties on bank holidays
- Weekly Holidays: Eligible for weekly offs
- Leave Arrangements: Must arrange substitute doctor (locum) at own cost for absences
- Annual Leave Limit: Locum facility available for maximum 30 days per calendar year
Professional Guidelines
- Maintain strict confidentiality about bank affairs
- Avoid promoting specific medicine brands or specialists
- Ensure substitute doctors are familiar with bank’s medical guidelines
- Be available “on call” during emergencies on holidays
Reservation Policy
The advertised posts are Unreserved, meaning they are open to candidates from all categories without any reservation benefits.
Contact Information
For Queries
- Address: NABARD West Bengal Regional Office, Kolkata
- Email: hrmd.kolkata@nabard.org
- Website: www.nabard.org
Important Note
In case of any dispute regarding the advertisement content, the English version will prevail. NABARD reserves the right to make necessary corrections or modifications without prior notice.
Career Growth Opportunities
Professional Development
- Exposure to banking sector healthcare management
- Opportunity to work with diverse patient demographics
- Experience in digital healthcare systems
- Networking with banking professionals
Skill Enhancement
- Computer-based medical record management
- Healthcare administration in corporate setting
- Telemedicine and online consultation experience
Frequently Asked Questions (FAQs)
Q1: Can fresh MBBS graduates apply for this position?
A: No, candidates must have minimum 2 years of experience as a Medical Practitioner in any hospital or clinic.
Q2: Is post-graduation in General Medicine mandatory?
A: No, while post-graduates can apply, it’s not mandatory. MBBS degree with required experience is sufficient.
Q3: What if I cannot attend duty on a particular day?
A: You must arrange a substitute doctor (locum) at your own cost and inform the bank beforehand. The substitute should have adequate computer knowledge.
Q4: Are there any age relaxations available?
A: The document doesn’t specify age relaxations. The maximum age limit is 70 years, extendable to 75 years with annual review.
Q5: Can I work part-time at other institutions while employed as BMO?
A: The contract allows flexibility, but you must ensure all BMO duties are fulfilled. Specific restrictions aren’t mentioned in the advertisement.
Q6: What happens if my performance is unsatisfactory?
A: The bank reserves the right to terminate the contract without notice if performance is found unsatisfactory or if contract terms are breached.
Q7: Is there any bond or penalty for early termination?
A: No bond is mentioned. Either party can terminate the contract with one month’s notice.
Q8: Will accommodation be provided by the bank?
A: No, NABARD will not provide any residential accommodation to the BMO.
Conclusion
The NABARD BMO recruitment 2025 presents an excellent opportunity for qualified medical professionals to work with one of India’s premier financial institutions. With competitive hourly remuneration, flexible working hours, and opportunity for long-term association, this position offers both financial stability and professional growth.
Interested and eligible candidates should ensure they meet all eligibility criteria and submit their applications before the August 8, 2025 deadline. The contract-based nature of employment provides flexibility while ensuring job security through renewable terms.
For the most updated information and any corrigendum, candidates are advised to regularly check the official NABARD website at www.nabard.org.
