Table of Contents

The Maharashtra State Cooperative Bank Ltd. (MSC Bank) has announced its latest recruitment drive for 2025, offering exciting opportunities for MBA and PGDM graduates to join as Cooperative Interns. This comprehensive guide covers everything you need to know about the MSC Bank recruitment 2025, including eligibility criteria, application process, and career prospects.

Download NotificationDownload Application Form

About Maharashtra State Cooperative Bank (MSC Bank)

Established in 1911, the Maharashtra State Cooperative Bank Ltd. is an apex cooperative bank in Maharashtra State and holds the status of a Scheduled Bank. With its Head Office in Mumbai, the bank operates through 6 Regional Offices and 57 branches across Maharashtra, maintaining a minimum business of Rs. 61,947 crores and a net worth of Rs. 5,396 crores as of March 31, 2025.

MSC Bank Recruitment 2025: Key Details

Position Overview

  • Post Name: Cooperative Intern (Contractual Basis)
  • Total Vacancies: 16 positions
  • Contract Duration: One year
  • Advertisement Number: 03/MSC Bank/2025-2026
  • Application Mode: Offline only
  • Monthly Remuneration: Rs. 25,000 (consolidated)

Bank-wise Vacancy Distribution

Sr. No. Bank Name Location Vacancies
1 The Maharashtra State Cooperative Bank Ltd. Mumbai 1
2 The Mumbai District Central Cooperative Bank Ltd. Mumbai 1
3 The Ahmednagar District Central Cooperative Bank Ltd. Ahmednagar 1
4 The Amravati District Central Cooperative Bank Ltd. Amravati 1
5 The Buldhana District Central Cooperative Bank Ltd. Buldhana 1
6 The Gadchiroli District Central Cooperative Bank Ltd. Gadchiroli 1
7 The Jalgaon District Central Cooperative Bank Ltd. Jalgaon 1
8 The Kolhapur District Central Cooperative Bank Ltd. Kolhapur 1
9 The Latur District Central Cooperative Bank Ltd. Latur 1
10 The Osmanabad District Central Cooperative Bank Ltd. Osmanabad 1
11 The Pune District Central Cooperative Bank Ltd. Pune 1
12 The Raigad District Central Cooperative Bank Ltd. Raigad 1
13 The Ratnagiri District Central Cooperative Bank Ltd. Ratnagiri 1
14 The Sindhudurg District Central Cooperative Bank Ltd. Sindhudurg 1
15 The Thane District Central Cooperative Bank Ltd. Thane 1
16 The Wardha District Central Cooperative Bank Ltd. Wardha 1

Eligibility Criteria for MSC Bank Recruitment 2025

Educational Qualification

Candidates must possess one of the following qualifications:

  • MBA (2-year program) in specified specializations
  • PGDM (2-year Post Graduate Diploma in Management) in specified specializations

Accepted Specializations:

  • Marketing Management
  • Cooperative Management
  • Agri Business Management
  • Rural Development Management

Important Note: The qualification must be accredited by AICTE (All India Council for Technical Education) or UGC (University Grants Commission).

Essential Requirements

  • Computer Proficiency: Mandatory requirement with MS-CIT or equivalent computer certification
  • Residency: Candidates must be residents of Maharashtra State

Age Limit

  • Minimum Age: 21 years
  • Maximum Age: 30 years (as on June 30, 2025)
  • Candidates should not be born earlier than June 30, 1995

Key Responsibilities and Objectives

Primary Objectives of the Scheme

  1. Deepen Cooperative Movement: Extend cooperative initiatives to grassroots level
  2. Professional Development: Enable graduates to learn practical cooperative operations
  3. Expand Professional Pool: Create experienced cooperative professionals

Role and Duties of Cooperative Interns

Successful candidates will be responsible for:

  • PACS Coordination: Work with Primary Agricultural Credit Society (PACS) and other primary cooperatives
  • Implementation Support: Provide guidance for Ministry of Cooperation initiatives
  • Problem Resolution: Address daily challenges in computerization, business plan preparation, project development, and financing issues
  • Reporting: Prepare and submit weekly status reports on implementation progress
  • Approval Assistance: Help with various approval processes for cooperative societies

Compensation and Benefits Package

Remuneration Details

  • Monthly Salary: Rs. 25,000 (consolidated amount)
  • Payment Authority: Respective State Cooperative Bank/District Central Cooperative Banks

Leave Entitlements

  • Casual Leave: 10 days per year
  • Other Leaves: Available as “Leave without remuneration”
  • Holidays: As applicable to respective banks

Additional Benefits

  • T.A.D.A: Travel allowance and daily allowance provided by respective banks
  • Professional Experience: Valuable exposure to cooperative banking sector

Application Process for MSC Bank Recruitment 2025

Important Dates

  • Application Start Date: July 22, 2025
  • Last Date to Apply: August 11, 2025 (by 5:00 PM)
  • Late Applications: Will not be entertained

How to Apply

  1. Download Application Form: Visit https://www.mscbank.com/Careers.aspx and download Annexure-I
  2. Fill Application: Complete the form in your own handwriting
  3. Attach Documents: Include self-attested photocopies of all relevant certificates
  4. Submit Application: Send to the specified address in a sealed envelope

Submission Address

The Manager, HRD&M Department
The Maharashtra State Cooperative Bank Ltd.
Sir Vithaldas Thackersey Memorial Building
9, Maharashtra Chamber of Commerce Lane
Fort, Mumbai-400001

Envelope Superscription: “Application for the post of Cooperative Intern”

Required Documents

  • Educational qualification certificates
  • Computer certification (MS-CIT or equivalent)
  • Experience certificates (if applicable)
  • Age proof documents
  • PAN card copy
  • Aadhar card copy
  • Passport size photographs

Selection Process

Interview Process

  • Only shortlisted candidates will be called for interviews
  • Final selection rests with the Bank/Selection Committee
  • Selection is at the discretionary power of the authorities

Important Considerations

  • The internship does not guarantee permanent employment
  • Performance-based continuation of the program
  • Adherence to bank policies and confidentiality requirements mandatory

Terms and Conditions

Key Terms to Remember

  1. No Employment Guarantee: This internship does not assure future employment with the bank
  2. Full-time Commitment: Interns must observe regular banking hours
  3. Performance Standards: Unsatisfactory performance may lead to immediate termination
  4. Confidentiality: Strict maintenance of confidential information required
  5. Professional Conduct: Professional behavior expected at all times
  6. Media Restrictions: No interaction with media or social media posting without permission

Termination Clauses

The bank reserves the right to terminate internship at any time without assigning reasons, particularly in cases of:

  • Unsatisfactory performance
  • Unauthorized absence
  • Breach of confidentiality
  • Violation of bank policies

Career Prospects and Benefits

Professional Development Opportunities

  • Practical Experience: Hands-on experience in cooperative banking
  • Skill Enhancement: Development of banking and financial skills
  • Network Building: Professional connections in cooperative sector
  • Government Initiative Exposure: Experience with Ministry of Cooperation programs

Future Career Paths

While this internship doesn’t guarantee employment, it provides valuable experience for careers in:

  • Cooperative banking sector
  • Rural development organizations
  • Agricultural finance institutions
  • Government cooperative departments
  • Non-profit organizations focused on rural development

Contact Information

Bank Contact Details

  • Address: Sir Vithaldas Thackersey Smruti Bhavan, 9, Maharashtra Chamber of Commerce Lane, Fort, Mumbai – 400001
  • Phone: +91-22-69801000/1186
  • Email: hrdm@mscbank.org.in
  • Website: www.mscbank.com

For Queries

Candidates can contact the HRD&M Department for any clarifications regarding the application process or eligibility criteria.

Tips for Successful Application

Application Best Practices

  1. Complete Documentation: Ensure all required documents are attached
  2. Handwritten Application: Application must be in candidate’s own handwriting
  3. Accurate Information: Provide truthful and complete information
  4. Timely Submission: Submit well before the deadline
  5. Professional References: Choose appropriate professional references

Interview Preparation

  • Research cooperative banking concepts
  • Understand rural development initiatives
  • Prepare for questions on agricultural finance
  • Review current cooperative sector trends
  • Practice communication skills

Frequently Asked Questions (FAQs)

Q1: Can candidates currently pursuing MBA/PGDM apply for this position?

Answer: No, only candidates who have successfully completed their 2-year MBA/PGDM program are eligible to apply.

Q2: Is there any application fee for MSC Bank recruitment 2025?

Answer: The notification doesn’t mention any application fee, suggesting the application process is free of cost.

Q3: Can candidates from outside Maharashtra apply?

Answer: No, only candidates who are residents of Maharashtra State are eligible to apply.

Q4: What computer certifications are acceptable?

Answer: MS-CIT or equivalent computer certifications are required and must be submitted with the application.

Q5: Is this internship convertible to permanent employment?

Answer: No, this internship program does not provide any assurance of permanent employment with the bank.

Q6: What happens if selected for multiple locations?

Answer: Each bank location has one vacancy, so candidates will be assigned to one specific location based on selection.

Q7: Can candidates apply online?

Answer: No, only offline applications are accepted for this recruitment.

Q8: What is the working schedule for interns?

Answer: Interns must observe the regular working hours of their respective banks as this is a full-time program.

Q9: Are there any bonds or service agreements?

Answer: The notification mentions maintaining confidentiality and following bank regulations, but specific bond details aren’t mentioned.

Q10: What specializations are preferred?

Answer: Marketing Management, Cooperative Management, Agri Business Management, and Rural Development Management are the accepted specializations.

Conclusion

The MSC Bank recruitment 2025 presents an excellent opportunity for MBA and PGDM graduates to gain valuable experience in the cooperative banking sector. With 16 positions available across Maharashtra, this program offers practical exposure to rural development and agricultural finance.

The one-year contract with a monthly remuneration of Rs. 25,000 provides a solid foundation for building a career in cooperative banking. While the position doesn’t guarantee permanent employment, the experience gained can be invaluable for future career prospects in the banking and rural development sectors.

Interested candidates should ensure they meet all eligibility criteria and submit their applications before the August 11, 2025 deadline. Remember to download the application form from the official website and submit all required documents for a complete application.